Protecting your roof is a smart decision whether you're a business owner or a homeowner. Roof warranties are popular among homeowners because they protect them from paying for roofing defects and other issues. However, to avoid pricey surprises down the line, it’s important to understand how roof warranties work.
It’s especially important to keep these six things in mind about your roof’s warranty:
#1. Know the type of warranty you purchased.
Roof warranties most commonly include manufacturer’s warranties for the shingles (and other materials), and installation/workmanship warranties, which are offered by some roofers to protect the work. A manufacturer’s labor and material warranty will cover defects in both the materials and labor performed, and usually has an upper limit of liability and coverage. Finally, a manufacturer’s “no dollar limit” warranty covers issues with no cost to the homeowner; however, it only covers roof leakage due to defects in the labor or materials.
While the coverage for these warranties may sometimes overlap, this is not always the case. It’s important to be clear on exactly the type of warranty you purchased, in case you ever need to file a claim.
#2. Understand what’s covered.
The legalese in warranties and other contracts can be confusing. It’s best to take the time and effort now to understand exactly what’s in your warranty, what’s covered, and what steps you need to take if you need to file a claim. Otherwise, you could be in for a major shock if and when you have a problem with your roof that isn’t covered.
Your roofing partner may be able to help you understand your warranty, or, you can also consult with a lawyer to have it explained in layman’s terms.
#3. You may accidentally void your warranty.
Roof warranties cover very specific damages under very specific terms. The following can all serve to void your warranty:
- Installing a skylight
- Installing solar panels
- Installing a satellite dish or antenna
- Not performing regular maintenance
- Not completing minor roof repairs
- Not hiring licensed roof inspectors
- Improper cleaning of your roof
- Poor roof ventilation
- Installing a new roof over an old roof
#4. Don’t lose your paperwork.
Be sure to save any and all documentation provided to you during the installation of your roof. This includes paperwork and documentation that may not seem to directly relate to your warranty. Any and all paperwork may be required if and when you need to place a claim on your warranty, otherwise, you may have difficulty receiving payment for your claim.
#5. Your warranty may not be transferable.
If you are purchasing a home that touts a roof warranty, you should verify that the warranty is transferable before purchasing the house. In some cases, roof warranties are not transferable, or the coverage/payouts may be affected for the second owner. Whether you are buying or selling, it’s important to understand what coverage will remain and in what terms.
#6 Choose a trusted roofing partner.
Workmanship or installation warranties can give you peace of mind, but if the roofer goes out of business before you can make a claim, you’re unfortunately out of luck. As with any major home decision, it’s critical that you choose a trusted partner to complete work on your roof.
We’re proud to protect your home and your family.
At Joye Roofing, your family is our family. We’ve been roofing our neighbors' homes across Columbia for over a decade, and we are here to help you with your roofing needs. Contact us to learn more.